Don't forget to factor in closing costs when considering a home sale or purchase. Prudential California Realty is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 310 292-1270 if your needs include a professional REALTOR® ready for the business side of real estate.

Closing costs you should expect

There are certain ordinary fees accompanying closing the sale of a house. These fees are commonly split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help show you through the transaction.

Costs pertaining to your mortgage to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, not only will I work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: When buying a home in Los Angeles County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not surprised when you get to the closing appointment. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates of concern.

Prudential California Realty 2615 Pacific Coast Hwy. Suite 100 Hermosa Beach, CA 90254
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